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<DIV dir=ltr align=left><FONT face=Arial color=#000000 size=4>The phones are
busy at the Governor's office but we still have no indication of whether he will
sign Timothy's Law so we need to keep the pressure building. The Timothy's
Law Campaign <STRONG><U>needs everyone</U></STRONG> to:</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<UL>
<LI><FONT face=Arial color=#800080 size=5>Call the Governor (if you already
called, call again and every day until the bill is signed)</FONT>
<LI><FONT color=#800080><FONT face=Arial size=5>Reach out personally
to three other people and ask them to call</FONT> <FONT face=Arial
size=5>the Governor</FONT></FONT>
<LI><FONT face=Arial color=#800080 size=5>Ask those three people
to enlist three more people to call the <SPAN
class=639174416-15122006><FONT face="Times New Roman" color=#0000ff
size=2> <FONT face=Arial color=#800080
size=5>G</FONT></FONT></SPAN>overnor (and so on)</FONT></LI></UL>
<P align=center><FONT face=Arial color=#800080 size=6>Here's the number to call:
518-474-1041</FONT></P>
<DIV><FONT face=Arial size=5></FONT> </DIV>
<DIV><FONT face=Arial size=5> <FONT size=4>Also, you can email and fax
letters to the Governor: </FONT></FONT></DIV>
<UL>
<LI>
<DIV class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 18pt; FONT-FAMILY: Tahoma"><FONT color=#800080
size=4>Emailing: Go to </FONT><A
href="BLOCKED::http://www.timothyslaw.org/"><SPAN
style="COLOR: windowtext; TEXT-DECORATION: none"><FONT color=#800080
size=4>www.timothyslaw.org</FONT></SPAN></A><FONT color=#800080 size=4>, click
on the “Get Involved” tab and follow the instructions from
there</FONT></SPAN></DIV>
<LI><FONT face=Arial color=#800080 size=4>Faxing: 518-474-8099</FONT></LI></UL>
<P><FONT face=Arial color=#000000>(Letters should be addressed to Governor
George E. Pataki, State Capitol, Albany, NY 12224<SPAN
class=128460916-15122006><FONT face="Times New Roman" color=#0000ff><FONT
color=#000000
size=3>)</FONT></FONT></SPAN></FONT></P></SPAN></FONT></FONT></FONT></FONT></o:p></FONT></FONT></FONT></SPAN></FONT></o:p></o:p></FONT></FONT></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN></DIV>
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<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
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<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><SPAN class=140590418-10042006><FONT size=5><SPAN
class=100202622-15092006><SPAN class=639174416-15122006><STRONG><U>IN THE
NEWS:</U></STRONG></SPAN></SPAN></FONT></SPAN></SPAN></SPAN></SPAN></DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
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size=2><SPAN
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<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
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<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><FONT size=3><FONT color=#000000>The
Assembly fulfills a spring promise, backs Timothy's
Law<o:p></o:p></FONT></FONT></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><I style="mso-bidi-font-style: normal">The Journal News</I>
Editorial<SPAN
style="mso-tab-count: 2">
</SPAN><SPAN class=date>December 15, 2006</SPAN> </FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><SPAN
class=text><FONT size=3><FONT color=#000000>The good news from the Legislature's
special session is that the lawmakers could not agree upon who was extorting
from whom and, therefore, failed to vote themselves a legislative pay raise. The
bad news is, even at their current and inflated wage, the lawmakers could barely
manage a lick of work.<o:p></o:p></FONT></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>There was no agreement on civil confinement - a last-ditch
effort under Gov. Pataki to confine still-dangerous sex offenders in psychiatric
hospitals after they have completed their prison sentences; Pataki had enacted a
confinement program by fiat, a move recently rejected by New York's highest
court. The Assembly and the Senate have been unable to agree on enabling
legislation that is true both to their rhetoric and due process.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>There also was no agreement on charter schools either; in
1998, Pataki used a legislative salary hike as the carrot to induce - "extort"
works just as well - lawmakers' support for charters. The thinking this time
around was that the same quid pro quo could re-emerge. No deal. "Our members
expressed that they wouldn't be extorted," said Assembly Speaker Sheldon Silver,
D-Manhattan.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>That would reflect a change in policy; Pataki pointed the
finger at Silver, accusing him of demanding approval of a permanent mechanism
for raising lawmaker pay, based upon the cost of living. We can assume the topic
is not dead. There has been talk of raising legislators' base pay from $79,000
to more than $90,000.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The Wednesday session wasn't all bickering. Fulfilling a
spring promise, the Assembly gave final legislative approval to a version of the
long-debated Timothy's Law, which mandates more insurance coverage for
mental-health treatment. Under the measure, insurers have to provide coverage
for a host of mental-health conditions, and allow a minimum of 20 outpatient
visits and 30 inpatient treatment days a year. Copayments and deductibles would
have to be comparable to those for physical aliments.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The state would pay the extra cost for premiums - estimates
have varied - for employers with fewer than 50 workers, lessening the blow to
business. The legislation is named in honor of the late Timothy O'Clair of
<st1:City w:st="on"><st1:place w:st="on">Schenectady</st1:place></st1:City>, who
committed suicide in 2001 as his family struggled to provide him mental-health
treatment. He was 12. His namesake bill is far from perfect, even after years of
wrangling. But it would move <st1:State w:st="on"><st1:place w:st="on">New
York</st1:place></st1:State> closer to the health mainstream, as some
three-dozen states already have such mental-health "parity" laws. Pataki should
see to it that <st1:State w:st="on"><st1:place w:st="on">New
York</st1:place></st1:State> makes the leap.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><FONT size=3><FONT color=#000000>Group
warns cost of 'Timothy's Law' unknown as bill passes
Assembly<o:p></o:p></FONT></FONT></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><I style="mso-bidi-font-style: normal">The Business Review</I>
(<st1:City w:st="on"><st1:place w:st="on">Albany</st1:place></st1:City>) <SPAN
style="mso-tab-count: 2">
</SPAN>December 14, 2006</FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Gov. George Pataki is being urged to veto a bill that would
add another mandate to health insurance policies written in <st1:place
w:st="on"><st1:State w:st="on">New York</st1:State></st1:place> state.
</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The state Assembly gave final approval to the bill, dubbed
by supporters as "Timothy's Law," during an otherwise unproductive special
session held by lawmakers on Wednesday. Pataki blasted the Democrat-dominated
Assembly Thursday for failing to vote on a bill that would allow civil
commitment of sex offenders considered at high risk of committing other sex
crimes when their criminal sentences have been served. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>SSA, a small-business membership group in Schoharie, said
it is still unclear what the Mental Health Parity bill will cost businesses
which provide health insurance for their employees. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>"Lawmakers have failed to tell us what this mandate will
cost, proving that we truly need a mandate review commission to make sure that
they're not passing mandates that will ultimately make health insurance too
costly for those who can least afford it," said Chris Koetzle, SSA's vice
president of membership and marketing. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The legislation requires coverage for treatment of mental
illness, including eating disorders. Under a compromise that helped earn the
legislation passage earlier this year in the state Senate, coverage for
substance abuse treatments were taken out of the bill. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The measure says businesses with 50 or fewer employees
would be given relief by the state under a method to be determined by the
state's insurance superintendent. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><FONT size=3><FONT color=#000000>Sign
Timothy's Law <o:p></o:p></FONT></FONT></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><FONT size=3><FONT color=#000000>The
Assembly follows up on Senate approval of mental health parity legislation
<o:p></o:p></FONT></FONT></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><st1:City w:st="on"><st1:place
w:st="on">Albany</st1:place></st1:City> <I
style="mso-bidi-font-style: normal">Times Union</I> Editorial<SPAN
style="mso-tab-count: 2">
</SPAN><SPAN class=txdateline>December 15, 2006
<o:p></o:p></SPAN></FONT></FONT></P><!-- END PUB DATE -->
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN class=txdateline><o:p><FONT
color=#000000 size=3> </FONT></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>While Wednesday's one-day legislative session was generally
unproductive, one key measure was addressed when the Assembly passed Timothy's
Law. The vote followed Senate approval in early September, and sent the measure
to Gov. Pataki, who has 10 days to sign it into law.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>He shouldn't wait. He should sign it now.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Timothy's Law is named after Timothy O'Clair, the
<st1:place w:st="on"><st1:PlaceName w:st="on">Schenectady</st1:PlaceName>
<st1:PlaceType w:st="on">County</st1:PlaceType></st1:place> 12-year-old who
committed suicide in 2001 after his parents' health insurance coverage for his
mental illness had run out and they had relinquished custody so he might
continue to receive treatment.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Timothy's tragic death sparked a statewide debate over
health insurance coverage in general, but in particular the imbalance between
coverage for physical and mental illnesses. Supporters of Timothy's Law argued
that disorders of the brain should not be considered any different than physical
illnesses, such as heart or kidney disease, that often take years to heal and
require expensive care.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Opponents, however, insisted that requiring mental health
parity would be a burden for many employers, particularly small businesses, and
that more workers would be left without coverage. At the same time, supporters
contended that premiums would rise only 1 percent to 2 percent.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>In truth, the opponents' fears are unfounded. That has been
proven by the experiences in other states with mental health parity laws. In
<st1:State w:st="on"><st1:place w:st="on">California</st1:place></st1:State>,
which adopted parity in 2000, there has been no sharp increase in costs, and the
San Jose Mercury News, analyzing the impact of the law, found that premiums rose
by only 1 percent. <st1:State w:st="on"><st1:place
w:st="on">California</st1:place></st1:State>'s experience is similar to that in
the 35 other states with parity laws.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>It's also similar to the experience on the federal level.
In 1998, President Clinton issued a directive providing parity coverage for 9
million federal workers. Yet government health care costs have yet to rise
dramatically as a result.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>President Bush also supports mental health parity, in no
small part because he had witnessed his own mother, former first lady Barbara
Bush, suffer from depression after her 3-year-old daughter died of
leukemia.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>It's time, well past time, <st1:State w:st="on"><st1:place
w:st="on">New York</st1:place></st1:State> embraced parity as well.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><FONT size=3><FONT color=#000000>If Pataki
signs bill, mentally ill will get long-awaited
relief<o:p></o:p></FONT></FONT></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><st1:place w:st="on"><st1:City
w:st="on">Rochester</st1:City></st1:place> <I
style="mso-bidi-font-style: normal">Democrat and Chronicle</I> OP-ED<SPAN
style="mso-tab-count: 2">
</SPAN>December 15, 2006<o:p></o:p></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT color=#000000 size=3>By Dr.
John S. McIntrye and Pat Sine</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><SPAN
class=bodytext><FONT size=3><FONT color=#000000>According to the Dec. 6 issue of
<I>The Journal of the American Medical Association</I>, a large European study
demonstrated that the significant risk of postpartum mental disorders for
first-time mothers remains high for up to nine months after the baby's birth.
<o:p></o:p></FONT></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>A study last year found that in the United States, one of
seven new mothers experiences depression that impairs her ability to mother.
Fortunately, these depressions are very treatable. Unfortunately, at times
tragically, many of these women do not receive treatment. One of the barriers to
care that these young mothers experience is discriminatory insurance coverage
for their mental illness. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Over the past two decades, 39 states have enacted some form
of nondiscriminatory, (commonly called "parity") insurance coverage for the
treatment of mental illness and substance use disorders — but shamefully
<st1:place w:st="on"><st1:State w:st="on">New York</st1:State></st1:place> has
not. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>However, on Wednesday, the Assembly passed the
nondiscriminatory bill, Timothy's Law, named after Timothy O'Clair, a
12-year-old <st1:place w:st="on"><st1:City
w:st="on">Schenectady</st1:City></st1:place> boy whose suicide in 2001 was
attributed in part to discriminatory mental health coverage. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Although this year's version of Timothy's Law is not
perfect — substance use disorders are not included — its enactment would be a
major step forward for patients with mental illnesses and their families.
Timothy's Law mandates that insurance providers covering any health care
services must also provide coverage for mental health and substance abuse
services, and that coverage and cost must be "on par" with all other health care
services covered under such policy. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The Senate has already passed this bill. Now Gov. Pataki
should sign it. As the former U.S. Surgeon General Dr. David Satcher noted,
"There is no health without mental health." Treatment for mental illnesses and
substance use disorders should be covered by insurance just as any other
illness. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Reasons for doing so are clear and convincing. The 1999
surgeon general's report on mental health concluded that mental illnesses are
largely biologically based. The President's New Freedom Commission on Mental
Health (2003) reported that mental illnesses constitute the leading cause of
disability in the <st1:country-region w:st="on"><st1:place w:st="on">United
States</st1:place></st1:country-region> and other major industrialized
countries. Unfortunately, the commission also noted that half of those who need
mental health treatment in this country do not receive it. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Mental illnesses and substance use disorders can be
reliably diagnosed, and specific treatments that are evidence-based and
effective are available. The National Institute of Mental Health reports that
efficacy rates for the treatment of severe mental disorders ranged from 60
percent to 80 percent, exceeding the efficacy rates for many treatments in the
rest of medicine. Over the past decade, the American Psychiatric Association has
published 14 evidence-based guidelines for the treatment of major mental
disorders (including substance use) and these are regularly revised. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The high costs to society of untreated and undertreated
mental illnesses are well-documented. Researchers at <st1:place
w:st="on"><st1:PlaceName w:st="on">Harvard</st1:PlaceName> <st1:PlaceName
w:st="on">Medical</st1:PlaceName> <st1:PlaceType
w:st="on">School</st1:PlaceType></st1:place> have found that workers with
depression have between 1.5 and 3.2 more short-term work-disability days in a
30-day period than other workers. The 1999 surgeon general's report estimated
direct business costs (lost productivity and increased use of sick leave)
resulting from a lack of nondiscriminatory coverage to exceed $70 billion per
year. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Nondiscriminatory coverage for the treatment of mental
illnesses is not only affordable, it may save money. Perhaps the only advantage
of having 39 states precede <st1:State w:st="on"><st1:place w:st="on">New
York</st1:place></st1:State> in enacting parity legislation is that the economic
impact in these states is becoming apparent. In state after state, it has become
clear that the cost of parity legislation is minimal or there have actually been
savings. This has been true in large states such as <st1:State
w:st="on">California</st1:State>, <st1:State w:st="on">Illinois</st1:State>,
<st1:State w:st="on">Texas</st1:State> and <st1:State w:st="on"><st1:place
w:st="on">Massachusetts</st1:place></st1:State>, as well as many small states. A
survey of insurance carriers and health plans in <st1:State w:st="on"><st1:place
w:st="on">New Hampshire</st1:place></st1:State> found no indication of any
change in premiums due to a parity law passed three years earlier. Four years
after a parity law for state employees was implemented in <st1:State
w:st="on"><st1:place w:st="on">North Carolina</st1:place></st1:State>, mental
health payments as a portion of total health payments decreased from 6.4 percent
to 3.4 percent per year. More than a decade ago in a report to Congress, the
National Mental Health Advisory Council concluded that parity coverage for
severe mental illnesses would result in a net savings of $2.2 billion a year.
And an independent actuarial analysis of Timothy's Law concluded that the
expected employer health care costs for this nondiscriminatory coverage would
rise about .8 percent. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Most importantly, eliminating discriminatory insurance
policies is not only scientifically and fiscally sound, it is the right thing to
do. Timothy's Law should be signed by the governor. Let's get it done and end
<st1:place w:st="on"><st1:State w:st="on">New York</st1:State></st1:place>'s
shame. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><I><FONT color=#000000
size=3>McIntyre is past president, American Psychiatric Association. E-mail him
at </FONT><A href="mailto:jmcintyre@unityhealth.org"><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">jmcintyre@unityhealth.org</SPAN></A><FONT
color=#000000 size=3>. Sine is director, National <st1:City
w:st="on">Alliance</st1:City> on Mental Illness <st1:City w:st="on"><st1:place
w:st="on">Rochester</st1:place></st1:City>. E-mail her at </FONT><A
href="mailto:nami@eznet.net"><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial">nami@eznet.net</SPAN></A><FONT
color=#000000 size=3>.</FONT></I><FONT color=#000000 size=3>
</FONT></P></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN></DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT face="Times New Roman"
size=2><SPAN
class=100202622-15092006></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT face="Times New Roman"
size=2><SPAN
class=100202622-15092006></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT face="Times New Roman"
size=2><SPAN
class=100202622-15092006></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT face="Times New Roman"
size=2><SPAN
class=100202622-15092006></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT face="Times New Roman"
size=2><SPAN
class=100202622-15092006></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT face="Times New Roman"
size=2><SPAN
class=100202622-15092006></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT face="Times New Roman"
size=2><SPAN
class=100202622-15092006></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT size=4><STRONG><U>HAVE
A FRIEND WHO YOU THINK MIGHT WANT TO JOIN TIMOTHY'S
TEAM?</U></STRONG></FONT> </SPAN><SPAN
class=140590418-10042006> </SPAN></FONT></FONT></DIV>
<P>
<FORM name=form1 action=http://www.kilakwa.net/cgi-bin/cgiemail/tt.txt
method=post>
<TABLE width=350 border=0>
<TBODY>
<TR>
<TD colSpan=2><FONT face="Arial, Helvetica, sans-serif">Refer A
Friend</FONT></TD></TR>
<TR>
<TD><FONT face="Arial, Helvetica, sans-serif">Friend's Name: </FONT></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT id=fname name=fname>
</FONT></TD></TR>
<TR>
<TD><FONT face="Arial, Helvetica, sans-serif">Friend's Email: </FONT></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT id=femail2
name=femail> </FONT></TD></TR>
<TR>
<TD><FONT face="Arial, Helvetica, sans-serif">Your Name: </FONT></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT id=name2 name=name>
</FONT></TD></TR>
<TR>
<TD><FONT face="Arial, Helvetica, sans-serif">Your Email:</FONT></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT id=email2 name=email>
</FONT></TD></TR>
<TR>
<TD>
<DIV align=right><FONT
face="Arial, Helvetica, sans-serif"></FONT></DIV></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT type=submit value=Submit name=Submit>
</FONT></TD></TR></TBODY></TABLE></FONT></SPAN></SPAN></SPAN></SPAN></SPAN><o:p></o:p></SPAN></FORM></P></BODY></HTML>