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class=402154218-11072006><FONT color=#000000 size=3>Dear Timothy's Law
Supporters, </FONT></SPAN></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14pt; mso-line-height-rule: exactly"><SPAN
class=402154218-11072006><FONT color=#000000 size=3></FONT></SPAN> </P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14pt; mso-line-height-rule: exactly"><SPAN
class=402154218-11072006><FONT color=#000000 size=3>While things have been
relatively quiet in Albany over the past two weeks, as people try to recuperate
from the Legislative Session, preparations are underway to ensure that the
Assembly and Senate do pass the legislation they agreed to when they return to
Albany, which is expected in September. While this agreement is a huge
step forward in the fight to end discrimination in health insurance, there is
still much to do. In the coming weeks, we will provide you with
information on how you can help convince Governor Pataki to sign this agreement
into law. Stay tuned!</FONT></SPAN></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14pt; mso-line-height-rule: exactly"><SPAN
class=402154218-11072006><FONT color=#000000 size=3></FONT></SPAN> </P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14pt; mso-line-height-rule: exactly"><SPAN
class=402154218-11072006><FONT color=#000000 size=3>In the meantime, following
are a few articles, editorials, and letters to the editor concerning Timothy's
Law. Let's keep the public discussion about Timothy's Law going until its
finally signed into law by Governor Pataki.</FONT></SPAN></P>
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<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><SPAN class=402154218-11072006><FONT color=#0000ff
size=2> </FONT></SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><SPAN class=402154218-11072006></SPAN></FONT></FONT> </P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><STRONG>Mental Health Legislation in <st1:place
w:st="on"><st1:City w:st="on">Albany</st1:City></st1:place> Became Personal for
One Father <o:p></o:p></STRONG></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><I style="mso-bidi-font-style: normal">The New York Times</I><SPAN
style="mso-tab-count: 2">
</SPAN>July 4, 2006</FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000>By JENNIFER <st1:City w:st="on"><st1:place
w:st="on">MEDINA</st1:place></st1:City></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
size=3><FONT color=#000000><st1:City w:st="on"><st1:place
w:st="on">ALBANY</st1:place></st1:City> — Night after night, Tom O'Clair watched
the clock tick past midnight in the halls of the Capitol. He buttonholed all the
lawmakers he saw, reminding them about his son, Timothy, who killed himself in
2001 at age 12.</FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>More times than he can recall, Mr. O'Clair, who has an
image of Timothy tattooed on his arm, drove about 20 miles to Albany from his
home in Schenectady to explain to strangers that he gave up custody of his son
to the state, essentially making the boy an orphan so that he could qualify for
treatment for his emotional problems under Medicaid. The benefits under Mr.
O'Clair's health insurance had run out.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>It was nearly midnight on June 23, after the Legislature's
last regular session for the year had ended and most lawmakers had gone home,
when Mr. O'Clair learned of his success. After years of wrangling, the State
Senate and Assembly reached an agreement that would require health insurance
companies to cover treatment for mental illness.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Under the pact, which must still be voted on when
legislators reconvene later this year, insurance policies would have to cover
hospitalization for mental illness for up to 30 days each year, and up to 20
visits annually with a psychotherapist. About 35 other states have similar laws,
according to legislative staff members.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The Democratic-controlled Assembly had passed a similar
bill in each of the last four years. But critics of the measure, including
business groups and many Republican lawmakers, said that the mandate would drive
up the price of health insurance — by as much as 3.5 percent, according to some
estimates.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The Republicans who control the State Senate had been
particularly worried about the cost to small businesses. Several Republican
senators, including the majority leader, Joseph L. Bruno, also opposed including
coverage for alcohol and drug abuse treatment in the legislation, a demand first
made by the Assembly.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The two houses reached a compromise that would allocate $50
million from the state to subsidize the cost of mental health coverage for
businesses with fewer than 50 employees and would drop a requirement to cover
substance abuse treatment. The legislation must still be signed by Gov. George
E. Pataki. Michael Marr, a spokesman for the governor, would say only that the
bill would be reviewed once it was passed by the Legislature. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>But for Mr. O'Clair and other advocates, the legislative
agreement was tantamount to a victory. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>"We feel like there is no way at this point to go back,"
said Glenn D. Liebman, the chief executive of the Mental Health Association of
New York State. "Nobody wanted to go home until we got something done. Maybe
they just got tired of seeing us."</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>While the deal was a result of the work of dozens of
people, it also reflected one man's determination to turn his deepest loss into
something good. And it showed that sometimes in politics, the most effective
advocates are not the professional lobbyists, but the persistent amateurs with
wrenching tales to tell.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>For days on end this year, Mr. O'Clair and dozens of mental
health advocates stood just outside Mr. Bruno's office. In the final days of
session, they stood with quilts bearing photographs of young children, arriving
about 8 a.m. and staying until midnight. On June 20, they went to a minor-league
baseball stadium where Mr. Bruno was throwing out the ceremonial opening pitch.
</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Mr. O'Clair, 46, who works as a mechanic for the New York
State Thruway Authority, said that Mr. Bruno then made it clear that "something"
would get done. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>"I was just listening to the rhetoric and didn't put a lot
of weight into it — people tend to protect themselves," Mr. O'Clair said last
week. "All these politics are so confusing, but the advocacy had reached a
fevered pitch."</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Senator Thomas W. Libous, a Republican from <st1:place
w:st="on"><st1:City w:st="on">Binghamton</st1:City></st1:place> who helped
broker the deal, said: "Everyone had a willingness to come to the compromise.
The plight of people with mental illness is something we all understand, and we
all wanted to get this done." </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Just before midnight on June 23, Mr. Libous stood in a
hallway, working out the final details of the deal with a lobbyist for the
advocates. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Mr. O'Clair sat a few feet away, on one of the plush green
chairs outside the Senate chambers. As a passer-by offered congratulations, Mr.
O'Clair gave a weary smile. He noted that the next morning he planned to attend
what would have been his son's high school graduation. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>"It's a kind of bittersweet victory," he said. "We didn't
have the money to get my son help. I had to make it so that could change for
other families."</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><o:p><FONT color=#000000
size=3> </FONT></o:p></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><o:p><FONT color=#000000
size=3> </FONT></o:p></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><FONT size=3><FONT
color=#000000>Mental-health insurance<o:p></o:p></FONT></FONT></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><SPAN class=thebyline><I style="mso-bidi-font-style: normal">The
Journal News</I> Editorial<SPAN
style="mso-tab-count: 2">
</SPAN></SPAN><SPAN class=date>June 27, 2006</SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><SPAN
class=text><FONT size=3><FONT color=#000000>A celebration would be premature,
but an end-of-session agreement between the state Senate and Assembly has
brought New York an important step closer to requiring that mental illness get
the same insurance protection afforded physical
illnesses.<o:p></o:p></FONT></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>For more than four years, advocates have pushed for passage
of Timothy's Law, insurance-parity legislation named for 12-year-old Timothy
O'Clair, a <st1:City w:st="on"><st1:place
w:st="on">Schenectady</st1:place></st1:City> boy who committed suicide in 2001
after his parents were forced to give up custody so he could qualify for
state-paid mental-health treatment. The family's insurance coverage did not
cover his needs.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The boy's father, Tom O'Clair, heralded the agreement
reached late Friday by the two houses of the state Legislature. The legislation
requires health-insurance policies to provide at least 30 inpatient and 20
outpatient visits for all mental-health treatment, lowering co-pays that can now
be excessive for mental-health treatment. The bill lists specific adult and
childhood disorders that would receive unlimited benefits.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The measure has consistently gotten strong support in the
Assembly. What has stopped it has been the Senate's concern that the extra
insurance cost would put an unacceptable burden on small businesses. The
agreement calls for the state to cover the extra cost for businesses with 50 or
fewer employees.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The reasons why it is not yet time for outright
cheering</FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in"><FONT
color=#000000><SPAN
style="FONT-FAMILY: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol"><SPAN
style="mso-list: Ignore"><FONT size=3>·</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN></SPAN><FONT size=3>Neither house has actually voted on the
legislation, the agreement coming late Friday as the Legislature was adjourning.
But Assembly and Senate leaders — including Sen. Thomas Morahan, <st1:PlaceName
w:st="on">R-New</st1:PlaceName> <st1:PlaceType w:st="on">City</st1:PlaceType>,
chairman of the Senate Mental Health and Developmental Disabilities Committee —
pledge passsage when legislators return to <st1:place w:st="on"><st1:City
w:st="on">Albany</st1:City></st1:place>.</FONT></FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in"><FONT
color=#000000><SPAN
style="FONT-FAMILY: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol"><SPAN
style="mso-list: Ignore"><FONT size=3>·</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN></SPAN><FONT size=3>The bill will require the signature of Gov.
George Pataki, who has not yet reacted to the agreement.</FONT></FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in"><FONT
color=#000000><SPAN
style="FONT-FAMILY: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol"><SPAN
style="mso-list: Ignore"><FONT size=3>·</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN></SPAN><FONT size=3>The legislation directs the state Insurance
Department "to develop a methodology" to cover small-businesses' costs. That
means legislators didn't figure out how to pay for it.</FONT></FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in"><FONT
color=#000000><SPAN
style="FONT-FAMILY: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol"><SPAN
style="mso-list: Ignore"><FONT size=3>·</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN></SPAN><FONT size=3>And, most disappointing for the advocates, the
legislation does not cover addictions.</FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The agreement puts a two-year time limit on the
legislation, requiring the Insurance Department and Office of Mental Health to
study its impact. Should the study disprove the sky-is-falling financial
implications critics have cited, while demonstrating the life-saving benefits
that advocates predict, there will be a chance for improvements.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN class=headline><B
style="mso-bidi-font-weight: normal"><FONT color=#000000 size=3>Deal on mental
health coverage could kick in Jan. 1</FONT></B></SPAN><B
style="mso-bidi-font-weight: normal"><BR></B><FONT size=3><FONT
color=#000000><st1:place w:st="on"><st1:City w:st="on"><I
style="mso-bidi-font-style: normal">Ithaca</I></st1:City></st1:place><I
style="mso-bidi-font-style: normal"> Journal</I><SPAN class=story> <SPAN
style="mso-tab-count: 2">
</SPAN>June 27, 2006</SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN class=byline><FONT
color=#000000 size=3>By Cara Matthews </FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
size=3><FONT color=#000000><st1:place w:st="on"><st1:City w:st="on"><SPAN
class=story>ALBANY</SPAN></st1:City></st1:place><SPAN class=story> — If the
Senate and Assembly follow through on their promises, insurance companies will
start paying for mental illness treatment on a par with physical ailments
beginning Jan. 1.<o:p></o:p></SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Legislative leaders reached a last-minute agreement late
Friday on a landmark bill — known as Timothy's Law — that would put <st1:State
w:st="on"><st1:place w:st="on">New York</st1:place></st1:State> in line with
about three dozen other states. It is named for Timothy O'Clair, a <st1:City
w:st="on"><st1:place w:st="on">Schenectady</st1:place></st1:City> boy who
committed suicide in 2001.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The O'Clair family's health insurance for Timothy's mental
illnesses had run out, and his parents gave up custody of him so he could get
treatment he needed.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Timothy's death led Tom O'Clair, his father, to become an
vocal leader for what activists call mental-health parity. Proponents of
Timothy's Law have been a constant presence at the state Capitol the last four
sessions. Lawmakers, working with advocates like O'Clair and lobbyists for the
insurance and business industries, forged a compromise this year.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>“It's a good thing. It's extremely important,” O'Clair, 46,
said Monday, two days after he attended what would have been his son's
graduation ceremony at a <st1:place w:st="on"><st1:PlaceName
w:st="on">Schenectady</st1:PlaceName> <st1:PlaceType
w:st="on">County</st1:PlaceType></st1:place> high school. “This will provide
care for millions of people.”</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The Senate has not scheduled a date for a vote to follow up
on the agreement, but it is expected to be sometime in September, said Mark
Hansen, a spokesman for Senate Majority Leader Joseph Bruno, R-Brunswick,
<st1:place w:st="on"><st1:PlaceName w:st="on">Rensselaer</st1:PlaceName>
<st1:PlaceType w:st="on">County</st1:PlaceType></st1:place>. The Assembly could
return later this year, subject to the call of Speaker Sheldon Silver,
D-Manhattan, spokesman Bryan Franke said. Members would likely take up and pass
Timothy's Law at that time, he said.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>It was unclear Monday whether outgoing Gov. George Pataki
would sign the legislation. Pataki's office would not comment on the legislation
before it was passed, spokesman Jason Brown said.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The bill calls for a baseline of coverage that would apply
to insurance policies for all employers. Every insured person would have a
minimum of 20 outpatient visits for mental illness and 30 inpatient days
annually.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>For small businesses with 50 employees or fewer, whose
financial health has been a primary concern for the Senate, the state would have
a safeguard to pick up any additional cost in premiums. That could run $60
million a year for the state, according to one estimate.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>For larger businesses, there is an additional echelon of
coverage. The mandate calls for unlimited treatment for adults with
schizophrenia/psychotic disorders, major depression, bipolar disorder,
obsessive-compulsive disorder, delusional disorders, panic disorder, bulimia,
anorexia and binge eating.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Children under 18 will be covered for those ailments as
well as attention deficit/hyperactivity disorders, disruptive behavior disorder
and pervasive developmental disorders.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Smaller employers could opt into this coverage.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The compromise bill does not include requirements for drug
and alcohol addictions, something the advocates had sought.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>“Mental illness can result in tragedy if it is not properly
treated. However, many families do not have access to proper treatment,” Bruno
said in a statement.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Bruno's support was considered crucial in leading to an
agreement. In the days before the session ended Friday, O'Clair and other
advocates lined the halls outside Bruno's office. They held quilts whose panels
depicted people who had taken their own lives and held blown-up editorials from
newspapers urging passage of Timothy's Law.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Under the bill, a patient would not have to pay more for
mental health treatment than physical illnesses, said Assemblyman Paul Tonko,
D-Amsterdam, <st1:place w:st="on"><st1:PlaceName
w:st="on">Montgomery</st1:PlaceName> <st1:PlaceType
w:st="on">County</st1:PlaceType></st1:place>, who sponsored the legislation in
his house. For example, insurance companies could not require higher co-payments
for mental-health visits.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>“It's a wiping out of a discriminatory approach,” Tonko
said.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The Assembly has passed Timothy's Law for several years,
but the Senate had not.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The law would expire after three years and could be amended
later. In the meantime, the state Insurance Department and Office of Mental
Health would be required to study the effectiveness and cost of mental-health
parity.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The Business Council of New York State, which has opposed
previous versions of Timothy's Law, is reviewing the new bill and did not have a
position on it as of Monday, spokesman Matthew Maguire said.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Leslie Moran of the New York Health Plan Association said
the most important part of the compromise is that insurance plans would manage
the benefits and make sure treatments met standards for medical necessity versus
having a totally open-ended benefit with no restrictions.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>“With a three-year sunset we can go back and fight for what
we didn't get this time,” O'Clair said.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT color=#000000 size=3>-- --
-- -- --</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT color=#000000
size=3>Timothy's Law — who and would be covered:</FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in"><FONT
color=#000000><SPAN style="mso-list: Ignore"><FONT size=3>-</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN><FONT size=3>Insurance companies would have to cover 30 inpatient
days and 20 outpatient days of treatment a year for all mental
illnesses.</FONT></FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in"><FONT
color=#000000><SPAN style="mso-list: Ignore"><FONT size=3>-</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN><FONT size=3>The state would cover the additional cost of premiums
for small businesses with 50 or fewer employees.</FONT></FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in"><FONT
color=#000000><SPAN style="mso-list: Ignore"><FONT size=3>-</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN><FONT size=3>For larger businesses, there would be unlimited
coverage for adults and children with schizophrenia/psychotic disorders, major
depression, bipolar disorder, obsessive-compulsive disorder, delusional
disorders, panic disorder, bulimia, anorexia and binge eating.</FONT></FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in"><FONT
color=#000000><SPAN style="mso-list: Ignore"><FONT size=3>-</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN><FONT size=3>For children under 18, policies would have to cover
attention deficit/hyperactivity disorders, disruptive behavior disorder and
pervasive developmental disorders. To be eligible, the child would have to be at
risk for suicide, serious self-destructive behavior, significant property
damage, removal from the home and other problems.</FONT></FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in"><FONT
color=#000000><SPAN style="mso-list: Ignore"><FONT size=3>-</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN><FONT size=3>The law would take effect Jan. 1, 2007 and last for
three years.</FONT></FONT></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt 0.25in; TEXT-INDENT: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in"><FONT
color=#000000><SPAN style="mso-list: Ignore"><FONT size=3>-</FONT><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN><FONT size=3>The state would have to analyze the cost and effect
of the law.</FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt 0.5in; TEXT-INDENT: -0.5in"><I
style="mso-bidi-font-style: normal"><FONT size=3><FONT color=#000000>(A similar
editorial was also published in <st1:place w:st="on"><st1:City
w:st="on">Saratoga</st1:City></st1:place>’s newspaper, The
Saratogian.)<o:p></o:p></FONT></FONT></I></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><FONT size=3><FONT color=#000000>They did
right thing with Timothy's Law<o:p></o:p></FONT></FONT></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><I style="mso-bidi-font-style: normal">Troy Record</I>
Editorial<SPAN
style="mso-tab-count: 2">
</SPAN>July 2, 2006</FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>State lawmakers finished their session with a flurry of
activity, and took an important, long-overdue step forward in treatment for the
mentally ill by coming to an agreement on Timothy's Law.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Named for Timothy O'Clair, a <st1:place
w:st="on"><st1:PlaceName w:st="on">Schenectady</st1:PlaceName> <st1:PlaceType
w:st="on">County</st1:PlaceType></st1:place> boy who committed suicide in 2001
shortly before he turned 13, the law requires insurance companies to cover
mental illness, especially for children. Simply put, it makes sure they do the
right thing.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The agreement surely comes as a bittersweet victory for
O'Clair's parents, who have lobbied for years to help make sure no other family
goes without help because of lack of adequate insurance coverage.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The agreement requires insurance companies to cover 30
inpatient days of treatment and 20 outpatient days for all mental illnesses.
</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Companies will have to fully cover biologically based
illnesses such as major depression, bipolar disorder, delusional disorders,
panic disorder, obsessive compulsive disorder, bulimia, anorexia and binge
eating. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>It also requires insurance coverage for children under the
age of 18 who suffer from a range of disorders that could put them at risk of
suicide or violence to others.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>While mental illness is not as obvious as, say, a broken
leg or heart attack, it is just as real and can be as fatal. Mental illness
won't go away if you ignore it, and it's no one's fault for having mental
illness.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Like any medical condition, treatment doesn't come cheaply
- not for the insurance company and not for the person paying the premium.
</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>That's a problem with the health care system in this
country, but it's not an excuse to withhold necessary treatment.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Bearing in mind the concerns of small business, the
Legislature's agreement protects businesses with 50 fewer employees from any
insurance in premiums that might result from this measure. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Timothy's Law won't solve all mental health or insurance
issues, but it's a step forward in the right direction. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>It allows equal measures of logic and compassion to get
help to those who need it. </FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>Our lawmakers did the right thing.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><o:p><FONT color=#000000
size=3> </FONT></o:p></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><o:p><FONT color=#000000
size=3> </FONT></o:p></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><SPAN class=storyhead><B
style="mso-bidi-font-weight: normal">Mental illness parity needed</B></SPAN><B
style="mso-bidi-font-weight: normal"> <o:p></o:p></B></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><st1:place w:st="on"><st1:City w:st="on"><I
style="mso-bidi-font-style: normal">Poughkeepsie</I></st1:City></st1:place><I
style="mso-bidi-font-style: normal"> Journal</I> Editorial<SPAN
style="mso-tab-count: 2">
</SPAN><SPAN class=date>July 2, 2006</SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>A crucial law that would provide insurance coverage for
mental illnesses was not passed this legislative session. However, a compromise
plan is slated to be on the agenda when the Senate and Assembly reconvene,
possibly in September. This legislation must be approved then and passed to Gov.
George Pataki for his signature. New Yorkers cannot afford to be without this
coverage.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The disparity in insurance plans for mental illness has
left far too many people grappling for services. Their stories are
heartbreaking. In some instances desperate parents have gone so far as sign
their children over as wards of the state in order to get the medical care they
need.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>This compromise legislation, known as Timothy's Law, would
require that companies offering health insurance in <st1:place
w:st="on"><st1:State w:st="on">New York</st1:State></st1:place> must include 30
inpatient visits and 20 outpatient visits for mental health care. Copayments
must be kept in line with the rest of the plan. Currently, some mental health
care carries a copay in excess of $50 each visit, while traditional doctor
copays average $15 a visit.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>In addition, companies with more than 50 employees also
would cover necessary treatment of major disorders above and beyond the 30/20
option. These illnesses include bipolar, major depression, panic disorders and
various other ailments. Small-business employers would have the option to
purchase this enhanced coverage.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>There are additional protections for small-business owners
in the compromise that was reached on the last day of the legislative session,
with the state absorbing any increases in premiums.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The plan expires three years after it's enacted and also
requires a cost analysis by the state's insurance department. Most advocates
expect the insurance will more than pay for itself as it offsets lost
productivity and expensive crisis care.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><U><FONT size=3><FONT
color=#000000>Adequate care can save lives<o:p></o:p></FONT></FONT></U></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>The goal is to get New Yorkers the medical care they need
to be healthy. Mental illness takes both a financial and emotional toll on
people. Struggling to get adequate coverage should not be part of the
problem.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>It has taken four years for Timothy's Law to be accepted.
The compromise agreement was reached on what would have been the high school
graduation of Timothy O'Clair, who hanged himself at age 12 after suffering for
years, trying to get the proper treatment for his mental illness. His father,
Tom, has steadfastly insisted that other families should not go through the
anguish and financial burden his family suffered.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
color=#000000 size=3>He has tirelessly fought to bring mental health parity to
the forefront of legislative action.</FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><FONT
size=3><FONT color=#000000>In his honor, in memory of Timothy and for the good
of all the people of <st1:place w:st="on"><st1:State w:st="on">New
York</st1:State></st1:place>, legislators must pass this vital law when they
reconvene.<U><o:p></o:p></U></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><o:p><FONT color=#000000
size=3> </FONT></o:p></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><B
style="mso-bidi-font-weight: normal"><SPAN
style="mso-fareast-font-family: Tahoma"><FONT size=3><FONT color=#000000>Parity
for the mentally ill<o:p></o:p></FONT></FONT></SPAN></B></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT
color=#000000><st1:place w:st="on"><st1:City w:st="on"><SPAN
style="mso-fareast-font-family: Tahoma">Binghamton</SPAN></st1:City></st1:place><SPAN
style="mso-fareast-font-family: Tahoma"> <I
style="mso-bidi-font-style: normal">Press & Sun Bulletin</I> Letter to the
Editor<SPAN
style="mso-tab-count: 2">
</SPAN>June 28, 2006<o:p></o:p></SPAN></FONT></FONT></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="mso-fareast-font-family: Tahoma"><o:p><FONT color=#000000
size=3> </FONT></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><SPAN
style="mso-fareast-font-family: Tahoma"><FONT size=3><FONT color=#000000>I
support Timothy's Law. It equalizes insurance coverage for mental illnesses with
physical ailments.<o:p></o:p></FONT></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><SPAN
style="mso-fareast-font-family: Tahoma"><FONT size=3><FONT color=#000000>In a
June 21 article, an insurance representative stated that physical illness was
more likely to be diagnosed, treated and cleared according to evidence-based
practice (EBP). This means that treatment is based on research that proves
better outcomes. He said mental disorders could need lifelong
treatment.<o:p></o:p></FONT></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><SPAN
style="mso-fareast-font-family: Tahoma"><FONT size=3><FONT color=#000000>I
disagree. Many physical ailments that are chronic, with no possible cure, are
better covered by health insurance than are psychological disorders. They will
require lifelong treatment.<o:p></o:p></FONT></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><SPAN
style="mso-fareast-font-family: Tahoma"><FONT size=3><FONT color=#000000>Mental
health organizations in <st1:place w:st="on"><st1:State w:st="on">New
York</st1:State></st1:place> have embraced EBP. This practice improves the
treatment, diagnosis, prognosis, education and economic evaluations of mental
health issues.<o:p></o:p></FONT></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in"><SPAN
style="mso-fareast-font-family: Tahoma"><FONT size=3><FONT color=#000000>People
with mental disorders should not be punished for having a more subjective,
ambiguous ailment. They suffer, too. These people may pay the same monthly
insurance premium as everyone else, but get less
coverage.<o:p></o:p></FONT></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="mso-fareast-font-family: Tahoma"><o:p><FONT color=#000000
size=3> </FONT></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><I
style="mso-bidi-font-style: normal"><SPAN
style="mso-fareast-font-family: Tahoma"><FONT size=3><FONT color=#000000>Marlene
Living<o:p></o:p></FONT></FONT></SPAN></I></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><st1:place w:st="on"><st1:City
w:st="on"><I style="mso-bidi-font-style: normal"><SPAN
style="mso-fareast-font-family: Tahoma"><FONT color=#000000
size=3>Binghamton</FONT></SPAN></I></st1:City></st1:place><I
style="mso-bidi-font-style: normal"><SPAN
style="mso-fareast-font-family: Tahoma"><o:p></o:p></SPAN></I></P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14pt; mso-line-height-rule: exactly"></SPAN> </P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14pt; mso-line-height-rule: exactly"><SPAN
style="FONT-SIZE: 9pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt"><o:p><FONT
size=2></FONT></o:p></SPAN> </P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14pt; mso-line-height-rule: exactly"><SPAN
style="FONT-SIZE: 9pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt"><o:p><FONT
size=2></FONT></o:p></SPAN> </P>
<P class=MsoNormal
style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14pt; mso-line-height-rule: exactly"><SPAN
style="FONT-SIZE: 9pt; mso-bidi-font-family: Arial; mso-bidi-font-size: 10.0pt"><o:p><FONT
color=#000000> </FONT></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 18pt"><o:p><FONT
color=#000000></FONT></o:p></SPAN></FONT></SPAN></SPAN></SPAN><SPAN><SPAN
class=text><SPAN class=862240618-22052006></P>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT size=4><SPAN
class=862240618-22052006><FONT face="Times New Roman"
size=2></FONT></SPAN></FONT></SPAN></FONT></FONT></FONT></SPAN></SPAN></SPAN> </DIV>
<DIV dir=ltr align=left><SPAN><SPAN class=631571017-24032006><SPAN
class=454481620-02052006><FONT face=Arial size=2><FONT size=2><FONT
color=#0000ff><SPAN class=140590418-10042006><FONT size=4><STRONG><U>HAVE
A FRIEND WHO YOU THINK MIGHT WANT TO JOIN TIMOTHY'S
TEAM?</U></STRONG></FONT> </SPAN><SPAN
class=140590418-10042006> </SPAN></FONT></FONT></DIV>
<P>
<FORM name=form1 action=http://www.kilakwa.net/cgi-bin/cgiemail/tt.txt
method=post>
<TABLE width=350 border=0>
<TBODY>
<TR>
<TD colSpan=2><FONT face="Arial, Helvetica, sans-serif">Refer A
Friend</FONT></TD></TR>
<TR>
<TD><FONT face="Arial, Helvetica, sans-serif">Friend's Name: </FONT></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT id=fname name=fname>
</FONT></TD></TR>
<TR>
<TD><FONT face="Arial, Helvetica, sans-serif">Friend's Email: </FONT></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT id=femail2
name=femail> </FONT></TD></TR>
<TR>
<TD><FONT face="Arial, Helvetica, sans-serif">Your Name: </FONT></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT id=name2 name=name>
</FONT></TD></TR>
<TR>
<TD><FONT face="Arial, Helvetica, sans-serif">Your Email:</FONT></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT id=email2 name=email>
</FONT></TD></TR>
<TR>
<TD>
<DIV align=right><FONT
face="Arial, Helvetica, sans-serif"></FONT></DIV></TD>
<TD><FONT face="Arial, Helvetica, sans-serif"><INPUT type=submit value=Submit name=Submit>
</FONT></TD></TR></TBODY></TABLE></FONT></SPAN></SPAN></SPAN></SPAN></SPAN><o:p></o:p></SPAN></FORM></P></BODY></HTML>